For instance, research has shown that mutual funds that use incentive fees take on more risk that funds that do not, and tend to double down and increase their risk following a poor performance. While this may seem like an attractive compensation structure to ensure your advisor is making your money work for you, often, the managers of those products are incentivized to take inappropriate risks to beat their performance benchmark. When performance-based fees are charged, the financial advisor is paid for outperforming a benchmark, typically an index. ![]() Some firms receive these fees as payments, which creates an incentive to promote them.ĭoes Timepiece Financial Planning offer products that have performance-based fees, or does it accept performance-based fees? Will any of my assets be invested in those products? Learn more.ĭoes Timepiece Financial Planning offer mutual funds that have 12b-1 fees?ġ2b-1 fees increase the total annual cost of owning a mutual fund with no guarantee of higher returns. Checks take place monthly.Īfter checking the regulatory records of Timepiece Financial Planning, our system has identified the following question(s) to ask. I like its eye-catching nature and the vibe it gives.After checking the disciplinary records of Timepiece Financial Planning, our system found no disciplinary questions to ask. To conclude, despite having many other watches, my A500 has quickly become a regular in my rotation. The watch is simply rated ‘water resistant’, meaning it should be splash resistant but do not try getting it any wetter than that without warning. The screen itself is like most other digital watches, treat it with care and you will be fine. The buttons push smoothly and I cannot see any issue arising from them. The overall strap does feel a bit thin and flimsy but mine has not had any issue. Just make sure not to adjust the clasp to a position that is too tight and you should be fine. The straps used on the A500 series are known as ‘hair-pullers’ due to their construction, but I have not had much issue with it. I would expect the gold ones to tarnish before the silver ones, as gold-toned or gold-plated steel does not age as nicely as normal stainless steel. It has a surprisingly nice finish for a $65 watch. The strap has an adjustable sliding clasp, with a gold-toned outer and regular steel coloured inside. The digital screen is a good size and easy to read. The gold-toned stainless steel of the gold models certainly looks the part, and the watch sits nicely on the wrist. ![]() ![]() The appearance of this watch is quite striking, and has garnered positive attention even from acquaintances who prefer the likes of more expensive brands like Omega, Patek, IWC etc. I chose the A500WGA-1D gold with a black bezel insert. If you are willing to bump that up to between $65 and $80, you can go one level up and get a feature-packed watch that looks great and has all the bells and whistles: the Casio A500 range. The Casio lineup has been faring very well in this wave with two of its retro models the F91-W and A158 reappearing on wrists everywhere thanks to their nostalgic charm and sub-$40 price tag. ![]() There is a big wave of nostalgia for retro style digital watches at the moment. Ever wanted to feel like a jet-setting world traveller from the 1980s? Your time is now.
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